Cookie Policy

Effective Date: [INSERT DATE]

Last Updated: [INSERT DATE]

1. Introduction

This Cookie Policy explains how txet.me (the "Platform," "we," "us," or "our"), operated by [LEGAL ENTITY NAME], uses cookies and similar tracking technologies when you visit or use our website and services.

This policy applies to all users globally.

Your Consent

By using the Platform, you consent to the use of cookies as described in this policy. If you do not agree with our use of cookies, you must adjust your browser settings or stop using the Platform.

Registered Entity: [LEGAL ENTITY NAME]

Registered Address: [INSERT FULL REGISTERED ADDRESS]

Contact Email: [INSERT CONTACT EMAIL]

Privacy Email: [INSERT PRIVACY EMAIL]

2. What Are Cookies?

Cookies are small text files that are stored on your device (computer, smartphone, tablet) when you visit a website. They are widely used to make websites work efficiently, remember your preferences, and provide information to website owners.

2.1 Types of Technologies We Use

We use the following tracking technologies:

Small text files stored on your device by your web browser

Local Storage

HTML5 web storage that persists data in your browser

Session Storage

Temporary storage that expires when you close your browser

Pixels/Beacons

Tiny invisible images embedded in emails or web pages to track user activity

Throughout this policy, we refer to all these technologies collectively as "cookies" for simplicity.

3. Why We Use Cookies

We use cookies for the following purposes:

1. Essential Functionality

To provide core Platform features like authentication, security, and session management

2. Performance and Analytics

To understand how users interact with the Platform and improve our services

3. Personalization

To remember your preferences and settings

4. Security

To protect against fraud, abuse, and unauthorized access

5. Marketing

To measure the effectiveness of our marketing campaigns (only with your consent)

What We DON'T Do:

• Sell cookie data to third parties
• Use cookies to track you across unrelated websites for advertising
• Share cookie data with data brokers
• Use cookies for discriminatory profiling or credit decisions

4. Categories of Cookies We Use

4.1 Strictly Necessary Cookies (Essential)

These cookies are essential for the Platform to function

Legal Basis: Legitimate interest | Can be disabled: No

Cookie Name	Purpose	Duration
__Secure-next-auth.session-token	Maintains your logged-in session	Session
__Host-next-auth.csrf-token	Prevents CSRF attacks	Session
NEXT_LOCALE	Stores your preferred language	1 year
cookieConsent	Records your cookie preferences	1 year
sessionId	Unique identifier for your browsing session	Session

4.2 Performance and Analytics Cookies

Help us understand how visitors use the Platform

Legal Basis: Consent (EU/UK) or Legitimate Interest with opt-out | Can be disabled: Yes

Google Analytics (If Implemented)

Cookie Name	Purpose	Duration
_ga	Distinguishes unique users	2 years
_gid	Distinguishes unique users (short-term)	24 hours
_gat	Throttles request rate	1 minute

Data Collected:

• Page views and time on page
• Browser type and device type
• Approximate location (city/country level)
• Referral source

Privacy: We enable IP anonymization to protect your privacy
Opt-Out: Google Analytics Opt-out

4.3 Functionality and Preference Cookies

Remember your choices and preferences

Legal Basis: Legitimate interest with opt-out | Can be disabled: Yes

Cookie Name	Purpose	Duration
theme	Remembers your light/dark mode preference	1 year
sidebarCollapsed	Remembers if you collapsed the sidebar	1 year
timezone	Remembers your timezone for scheduling	1 year

4.4 Marketing and Advertising Cookies

Track the effectiveness of marketing campaigns

Legal Basis: Consent (required for all users) | Can be disabled: Yes

Current Status: [INSERT CURRENT STATUS]

We will ONLY use marketing cookies if you explicitly opt-in through our cookie consent banner.

Note: We do NOT allow third parties to use this data for their own advertising purposes.

7. Cookies Set by Payment Processors

When you make a payment on the Platform, our payment processors may set cookies to securely process transactions.

Payment Processors We Use:

[INSERT PAYMENT PROVIDER NAMES, e.g., Stripe, Razorpay]

Stripe (If Used)

Cookies: __stripe_mid, __stripe_sid

Purpose: Fraud detection and secure payment processing

Razorpay (If Used)

Cookies: rzp_device_id, rzp_checkout_anon_id

Purpose: Fraud prevention and secure checkout

Security

All payment data is encrypted and transmitted over secure HTTPS connections. We do NOT store your complete credit card information on our servers.

8. How to Manage Cookies

You have several options to control and manage cookies:

8.1 Cookie Consent Banner

When you first visit the Platform, you will see a cookie consent banner allowing you to:

✓ Accept all cookies
✓ Reject non-essential cookies
✓ Customize your cookie preferences

To Change Your Preferences Later:

• Click "Cookie Settings" in the website footer
• Access cookie preferences from your account settings
• Email us at [INSERT PRIVACY EMAIL]

8.2 Browser Settings

You can control cookies through your browser settings:

Google Chrome

Settings → Privacy and security → Cookies and other site data

Learn more →

Mozilla Firefox

Settings → Privacy & Security → Cookies and Site Data

Learn more →

Safari (macOS/iOS)

Preferences → Privacy → Cookies and website data

Learn more →

Microsoft Edge

Settings → Privacy, search, and services → Cookies and site data

Learn more →

⚠️ Warning

Blocking all cookies will prevent you from logging in and using essential Platform features.

8.3 Opt-Out Tools

Google Analytics Opt-Out

Install the browser add-on

Download Opt-out Add-on →

Advertising Opt-Out

9. What Happens When You Disable Cookies?

Disabling Essential Cookies

Impact: You will NOT be able to:

• Log in to your account
• Maintain your session while navigating
• Access protected features
• Complete transactions securely

⚠️ Not recommended if you want to use the Platform

Disabling Analytics Cookies

Impact:

• Your usage data will not be collected
• We won't know how you use the Platform

✓ Platform functionality not affected

Disabling Preference Cookies

Impact:

• Your preferences won't be saved
• Need to reconfigure settings on each visit

✓ Mostly unaffected; minor inconvenience

Disabling Marketing Cookies

Impact:

• We can't measure marketing effectiveness
• You may still see ads, but they won't be tracked

✓ Platform functionality not affected

12. Legal Compliance

12.1 GDPR Compliance (EU/UK/EEA Users)

For users in the European Economic Area, United Kingdom, and Switzerland:

Legal Basis for Cookies:

• Strictly Necessary: Legitimate interest (Article 6(1)(f) GDPR)
• Analytics: Consent (Article 6(1)(a) GDPR) or Legitimate interest with opt-out
• Marketing: Consent (Article 6(1)(a) GDPR) - required

Your Rights:

• Withdraw consent at any time
• Access cookie data we hold about you
• Request deletion of cookie data
• Object to processing based on legitimate interest
• Lodge a complaint with your Data Protection Authority

12.2 CCPA/CPRA Compliance (California Users)

Your Rights:

• Know what personal information (including cookie data) is collected
• Request deletion of personal information
• Opt-out of "sale" of personal information (we do NOT sell cookie data)
• Non-discrimination for exercising your rights

12.3 DPDP Act 2023 Compliance (Indian Users)

Your Rights:

• Withdraw consent at any time
• Access and correct your personal data
• Request erasure of personal data (subject to legal retention)
• Grievance redressal through our Grievance Officer

Grievance Officer:

Name: [INSERT GRIEVANCE OFFICER NAME]

Email: [INSERT GRIEVANCE OFFICER EMAIL]

Response Time: 72 hours

14. Changes to This Cookie Policy

We may update this Cookie Policy to reflect changes in cookie usage, new third-party services, or legal requirements.

Notice of Material Changes:

• We will notify you at least 30 days before changes take effect via email or prominent Platform notice
• We will update the "Last Updated" date at the top of this policy
• By continuing to use the Platform after changes take effect, you accept the updated Cookie Policy

15. Contact Us

For questions, concerns, or requests regarding cookies:

General Inquiries

Email: [INSERT CONTACT EMAIL]

Website: [INSERT WEBSITE URL]

Privacy Inquiries

Email: [INSERT PRIVACY EMAIL]

Mailing Address

[LEGAL ENTITY NAME]

[FULL REGISTERED ADDRESS]

[CITY, STATE, POSTAL CODE]

Tamil Nadu, India

16. Summary and Quick Reference

What Cookies Do We Use?

Category	Purpose	Can Be Disabled?
Strictly Necessary	Login, security, essential functionality	No
Analytics	Usage statistics, performance monitoring	Yes
Preference	Remember your settings	Yes
Marketing	Measure campaign effectiveness	Yes

How to Control Cookies

Use our Cookie Banner: Accept, reject, or customize when you first visit
Browser Settings: Block cookies through your browser
Opt-Out Tools: Use Google Analytics opt-out or NAI/DAA opt-out
Contact Us: Email [INSERT PRIVACY EMAIL] for assistance

Key Points

✅ We are transparent: All cookies are listed with specific purposes
✅ You have control: You can accept, reject, or customize cookie preferences
✅ We don't sell data: Cookie data is never sold to third parties
✅ Essential cookies only by default: Non-essential cookies require your consent (EU/UK) or can be opted out
✅ Security first: All cookie data is encrypted and protected
✅ Global compliance: We comply with GDPR, CCPA, DPDP Act 2023, and other privacy laws

Acknowledgment: By using txet.me, you acknowledge that you have read, understood, and agree to this Cookie Policy.

Language: This Cookie Policy is provided in English. If translated into other languages, the English version shall prevail in case of conflicts.

Severability: If any provision of this Cookie Policy is found to be unenforceable, the remaining provisions will remain in full effect.

END OF COOKIE POLICY